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USDA Perishable Agricultural Commodities (PACA) Bond

Get your USDA (PACA) Bond.

A USDA Perishable Agricultural Commodities Act (PACA) Bond is required for produce dealers, wholesalers, and distributors who must demonstrate financial responsibility to the U.S. Department of Agriculture. 

This bond guarantees compliance with PACA regulations, including prompt payment for produce, fair trading practices, and adherence to federal licensing requirements. It protects growers, shippers, and suppliers if a dealer fails to meet PACA obligations.

Ensures full compliance with USDA PACA regulations for produce dealers and distributors..

Start Your USDA PACA Bond

Who Needs a USDA (PACA) BondUSDA PACA Bond AmountUSDA PACA Bond PremiumUSDA Bond Requirements & EligibilityHow the USDA PACA Bond Process WorksWhy Food Retailers Choose UsTop USDA Bond Questions AnsweredReady to Get Your USDA SNAP Bond?

Who Needs a USDA (PACA) Bond

  • Produce wholesalers
  • Distributors
  • Brokers
  • Commission merchants
  • Dealers applying for a new PACA license after violations or sanctions

Businesses typically need this bond when reinstating a suspended license or when the USDA requires additional financial assurance.

USDA PACA Bond Amount

Bond amounts vary based on the USDA’s assessment of risk, unpaid claims, and business volume. Typical amounts range from $10,000 to $100,000+, depending on the severity of past violations and the size of the operation.

USDA PACA Bond Premium

Premiums are generally 1%–5% of the bond amount per year. Rates depend on:

  • Credit score
  • Financial strength
  • Business history
  • Violation severity

Stronger financials and clean credit qualify for lower premiums.

Supports food retailers nationwide with quick approvals, competitive rates, and dependable federal compliance.

Start Your USDA PACA Bond

USDA Bond Requirements & Eligibility

USDA programs typically require:

  • Completed federal license application
  • USDA‑mandated bond amount
  • Credit review
  • Financial statements
  • Annual or semi‑annual renewal

Some USDA PACA Bonds require increased bond amounts based on volume or risk.

How the USDA PACA Bond Process Works

1

Complete the Application

Submit the quick, 60‑second application. Provide your PACA case or reinstatement details.

Supports produce businesses nationwide with quick approvals, competitive rates, and dependable federal compliance.

Start Your USDA PACA Bond

2

Secure the Lowest Rate

We match you with the best rate available from A‑rated sureties.

3

Receive your bond

File the bond with the USDA to complete licensing requirements


Why Food Retailers Choose Us

  • Lowest rates from A‑rated sureties
  • Fast approvals
  • Digital delivery for immediate USDA filing
  • PACA & USDA‑bond specialists
  • 100% federal compliance guaranteed
Image of fresh produce being inspected at a distribution facility, representing USDA PACA compliance.

Top USDA Bond Questions Answered

Our most common questions answered efficiently.

Premiums vary based on bond type, amount, and financials.

Many USDA bonds are approved the same day.

It guarantees compliance with federal agricultural regulations and payment to producers.

Surety bonds are generally non‑refundable once issued.

Yes — each USDA program typically requires its own bond.


Image of a produce dealer reviewing USDA licensing documents, symbolizing PACA bonding requirements.

Ready to Get Your USDA SNAP Bond?

Start Your USDA PACA Bond

Customer testimonials

What our customers are saying about us.


Rating

“Our PACA license renewal depended on fast bonding. Inspire Surety delivered same‑day approval and kept our produce shipments moving without interruption.”

Hector R.
Produce Importer & Distributor

Rating

“We operate grain facilities in multiple states and needed several USDA bonds at once. Inspire Surety coordinated everything flawlessly and at excellent rates.”

Molly J.
Grain Elevator Operations Manager

Rating

“As a new livestock dealer, I was overwhelmed by the USDA requirements. Inspire Surety explained the process clearly and issued my bond within hours.”

Caleb F.
Livestock Buyer

Rating

“We switched to Inspire Surety after years with another provider. The service was faster, the communication better, and the filing was handled immediately.”

Rita C.
Agricultural Commodities Broker

Rating

“Our warehouse needed a high‑value USDA bond for expansion. Inspire Surety secured approval quickly and made the entire process stress‑free.”

Damon L.
Agricultural Storage Facility Owner

Rating

“We handle perishable goods and can’t afford delays. Inspire Surety’s speed and accuracy with our USDA bonds have been a game‑changer for our business.”

Sofia N.
Cold Storage & Distribution Manager